3% down · 620 credit
Conventional
Fannie and Freddie programs for buyers with cleaner credit. First-time 3% down options, PMI that drops off, and jumbo when you need it.
- As little as 3% down for first-time buyers
- PMI can be removed at 20% equity
- Second homes and some investment properties
- High-balance limits in Orange County
- 15, 20, and 30-year fixed plus ARMs
Payment studio
What would this home cost each month?
Tap a percent to play with it. Payment updates live.
This is an estimate only — not a Loan Estimate or a locked quote. Taxes assume 1.1% (typical Southern California). Insurance 0.35%. Rate defaults to this week's Freddie Mac 30-year average — edit it to test a payment. Your actual rate depends on credit, occupancy, and property.
Estimated monthly · estimate
$5,635
- Principal & interest
- $4,472
- Est. property tax
- $665
- Est. insurance
- $211
- PMI / MIP
- $287
Ready when you are.
Pre-qualify online, book 30 minutes with Josue, or call the desk. Evenings by appointment.
Prefer text? (951) 227-1173